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  • Microfinance
  • Adjacent Spaces
  • Resources

• Our Philosophy
• Sustainable Development
• Microfinance
• • Borrower Stories
• Adjacent Spaces
• Resources

Adjacent Spaces

Sustainable Development cannot be accomplished through microfinance alone. It requires a broad array of investment in other socially beneficial areas such as low-income housing, education financing, water procurement and sanitation, small and medium enterprise funding, and mobile banking.

Investing Beyond Microfinance

DWM routinely receives business plans, proposals and notices from entrepreneurs, intermediaries, such as investment banks and financial advisors, and government agencies related to adjacent spaces. These relationships make DWM a natural choice for companies seeking to expand into new markets with the support of a responsible and experienced socially responsible investor.

Low-Income Housing

As micro entrepreneurs become successful in their endeavors and begin to grow their business, their next step is often to consider buying a house for their family. Because they are often still in an income bracket too small to be considered by traditional banks, many MFIs have begun offering mortgages to their most successful clients.

Water

A lack of access to clean water is one of the largest calamities of developing countries. However today there are many innovative solutions that have the potential to provide large-scale water sanitation and procurement on a financeable basis.

Mobile Banking

One of the biggest hindrances for a micro entrepreneur is having to go to a physical bank location for every financial transaction. Branches are often not located near each village and time spent traveling is time lost tending to a business. As a result, mobile banking has emerged rapidly in many countries as a solution to allow busy workers the ability to manage their finances through their mobile phones.

See resources for more on mobile banking.

Small and Medium Enterprises (SMEs)

In addition to micro-businesses, larger entities also have the potential to provide strong social and economic returns by employing people in greater numbers and providing a larger financial impact to their communities. Many MFIs also offer financial products to SMEs because they recognize that development must occur at all levels.

Renewable Energy

Renewable energy is not exclusive to industrialized nations. Clean technologies are often cheaper and more efficient and can be more practical for underdeveloped areas than traditional energy sources. As developing countries industrialize, many are also facing environmental crises that are causing further harm to their potential for development.