Sustainable Development
It has become increasingly clear that the most effective approaches to global economic and social development are the ones with the most capacity to be sustainable and self-reliant at all levels, particularly when it comes to poverty alleviation.
Investing in Sustainable Finance
DWM invests in companies that are inherently sustainable. When dealing with financial institutions, sustainability can often be equated with profitability. For many years now, microfinance institutions (MFIs) have proven to be amongst the most sustainable and effective vehicles for poverty alleviation precisely because they are able to operate as profitable, bank-like institutions that are not dependent upon charitable donations.
Most importantly, the loans given from MFIs to low-income borrowers go towards creating small profitable businesses that serve to sustain the entrepreneur and his or her family. These grassroots businesses also benefit the communities in which they operate, and ultimately promote the overall economic development of the country from the ground up.
Social Development and Adjacent Spaces
The impact of microfinance naturally goes beyond just economic benefits; it also serves as a catalyst of social change. However, DWM is also committed to making sustainable investments in adjacent spaces such as small- and medium-sized enterprises (SME), low-income housing, and renewable energy. While microfinance represents a proven approach to poverty alleviation, all of these related areas also help generate income and wealth and are crucial to a country's overall development.