Carolina LozadaAssociate Regional Representative, Latin America

Carolina joined the DWM Latin America Debt team in November 2017 and is based in Ecuador.

Carolina has experience in rating and consultancy. She worked at Microfinanza Rating and Pacific Credit Rating, where she carried out credit and social ratings of financial institutions, microfinance institutions and issuers from different economic sectors. Carolina has participated in consultancies for financial and microfinance institutions in Ecuador on issues related to market research, feasibility studies, strategic, financial and operational planning.

Carolina completed her Masters of Management with Distinction in Agribusiness at Massey University in New Zealand. She was an Awardee of the New Zealand Aid Development Scholarship. She graduated as a Commercial Engineer with Major in Financial Management from the Pontificia Universidad Católica del Ecuador.